The #1 way for you to collect on your debt.
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Save Time and Money with Kaizen Pay.
Debt Collection Marketplace‍

$1B in auctions
forecasted by EOY 2025
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Agencies Bid and Creditors Upload
Join the movement for free
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Payments Processing

Onboard onto our platform for debit card & credit card
processing. Schedule payments on our platform, issue physical card locations, and much more.

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Automating collections for the world.

Upload a customer statement, records, invoices, and we'll find you the best rate with a collection company via our unique auction infrastructure.

Get Started for free GET a FREE DEMO

Sell your
‍chargeoff portfolio

Upload the documents to sell your whole portfolio of chargeoffs. Free up some AR quickly and get top dollar.

Get Started for free GET a FREE DEMO

Judgments API

Accessible via our dashboard and also by API. Our judgments API enables you to automate judgements by connecting with attorneys across the United States.
(Learn more)

Compliance AI

Monitor employee emails sent out using compliance AI.
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Disabled the send button, and stay on top of compliance and get notified of any red flags.

Available for Google and Outlook Apps, enterprise only

GET a FREE DEMO

Dialer AI

Use our dialer to call and record phone calls with debtors. Then send it through Compliance AI to see if callers followed the scripts.

GET a FREE DEMO

"The new way to handle collections"

Business bad debt auctioning and collection agency servicing software

Automate your collections. Connect with our Collections API, or sign up to use the dashboard. Deploy AI Voice Agents to automate your process.

Sign up for free

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Collection Agency Software

Enterprise grade software for deploying AI Voice Agent workflows for collection agencies looking to reduce payroll, streamline payments, and also reduce errors. Collections agencies earn up to 20% more by using Kaizen.

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Built for businesses

Eliminate bad debt by using Kaizen, upload your invoice that your customer hasn't up for auction and we'll put the rest on autopilot.

Embedded Compliance AI & Doc Extraction

Run comparisons across multiple transcripts, text, documents to make sure they are fully compliant with your standards and applicable laws & regulations.

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AI Phone Agents

In addition, you can use Zoey.AI which is our voice AI agent. Designed with the ability to be scripted and much more, Zoey.AI can help increase recovery, reach more people in less time, and also help reduce payroll

Here's how it could work for you

_{Prices may be subject to change*}

Sales Generation

Use Zoey.AI to generate sales leads and to converse with customers, via email or phone

Use Zoey.AI to follow up with customers on overdue/approaching invoices, and to calculate ratings for customers based on history.

AI Conversations

Use Zoey.AI to redefine how you manage cash in and cash out. Increase invoice remittance by up to 50%

Conversation auditing

With recorded conversations, measure why sales fall off the funnel and see how you can improve conversions with detailed analytics.

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Invoicing at its ultimate best

Build out a Kaizen Balance for invoices to be paid out and send payments for bills

Innovative Transaction Page
Invoicing Workflow Automations
ACH Transactions to limit
card fees
Continuous
Improvement

Use our debt collection automation to stay on top of overdue payments.

We'll bid your debt with collection agencies to make sure you get the best market price in the event a customer doesn't pay you.

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AI Sales Automation

Minimize Payroll costs by streamlining sales positions with Zoey.AI workers to take sales calls and sell products.

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